Se Habla EspaƱol ā¢ NMLS #1604663
NMLS #1603703
Branch Manager
Luis Arizaga
The Arizaga Home Team
13+ Years of Excellence | Branch Manager | Helping Families Achieve Homeownership
My Story
My journey in mortgage lending began at Navy Federal Credit Union in 2012, where I learned the fundamentals of helping familiesāespecially military members and veteransāachieve homeownership. I then moved to Wells Fargo, followed by loanDepotāthe #1 Top Retail Volume Mortgage Lenderāwhere I honed my skills with cutting-edge technology and paperless loan processing.
After leading teams at Supreme Lending as Branch Manager, I founded The Arizaga Home Team at Rize Mortgage in September 2024. Throughout my career, I've had the privilege of helping over 2,000 families across South Florida find their perfect home loan.
I specialize in providing a wide array of loan optionsāfrom jumbo AAA credit products to FHA and down payment assistance programs. I believe lack of savings shouldn't stop anyone from becoming a homeowner.
š” "My job isn't just about numbersāit's about turning the key to your new home and seeing the joy on your face. That's why I do what I do."
Why Work With Me?
Proven Track Record
13+ years and 2,000+ satisfied families speak louder than promises
Down Payment Experts
Specialists in DPA programs to minimize your upfront costs
Fast & Efficient
24-hour pre-approvals and streamlined closings
Bilingual Service
Fluent English & Spanish support for our diverse community
All Loan Types
FHA, VA, Conventional, Jumbo, DSCRāwe've done them all
Industry Leaders
Experience at Wells Fargo, loanDepot, and Supreme Lending
Areas of Expertise
Loan Programs
- Bank Statement (12/24 month)
- No Income Verification / VOE Only
- ITIN & Foreign National Programs
- DSCR & Investment Loans
- Commercial & Construction
- Non-Warrantable Condos
- Reverse Mortgage
- Yacht & SBA Loans
- Conventional & Jumbo
Services
- Credit Scores as Low as 550
- Close in LLC
- 1099 & CPA Letter Programs
- Profit & Loss Qualification
- Down Payment Assistance
- Bilingual Support (English/Spanish)
- Land Loans
- FHA, VA & Conventional
Career Journey
Branch Manager
Rize Mortgage (DBA Arizaga Home Team)
Key Achievements
- Lead The Arizaga Home Team mortgage division
- Specialize in jumbo AAA credit products to FHA and down payment assistance
- Provide bilingual support (English/Spanish) for diverse clientele
- Offer wide array of loan options for every client situation
- Maintain exceptional client satisfaction and referral network
Branch Manager
Supreme Lending
Key Achievements
- Managed branch operations and loan origination team
- Expanded market presence in South Florida region
- Developed strategic partnerships with real estate professionals
- Consistently exceeded production targets and quality metrics
Loan Consultant
loanDepot
Key Achievements
- Top performer at #1 Retail Volume Mortgage Lender
- Leveraged cutting-edge technology for paperless loan processing
- Delivered extremely competitive rates to clients
- Built extensive referral network across South Florida
Home Mortgage Consultant
Wells Fargo
Key Achievements
- Originated mortgage loans for one of the nation's largest lenders
- Maintained high quality control scores and customer satisfaction
- Developed expertise in diverse loan products and programs
- Cross-sold banking products to deepen client relationships
Mortgage Loan Officer
Navy Federal Credit Union
Key Achievements
- Started mortgage lending career at the nation's largest credit union
- Specialized in VA loans for military members and veterans
- Built strong foundation in mortgage fundamentals
- Developed passion for helping families achieve homeownership
Credentials & Licensing
Licensed Loan Originator
NMLS #1603703
State Licensed - Florida
Company License
Rize Mortgage - NMLS #1604663
Florida Mortgage Lender
Ready to Work Together?
With 13+ years of experience at top institutions like Navy Federal, Wells Fargo, and loanDepot, I'm here to guide you through your home financing journey with expertise, integrity, and personalized care.