Home/Down Payment Assistance
Financial Help Available

Down Payment Assistance

Don't let a down payment stop your homeownership dreams. Discover programs that can help cover your down payment and closing costs.

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Popular DPA Programs

These are some of the most common programs we help buyers access. Eligibility varies by program.

State Program

Florida Housing Finance Corporation

  • Up to $10,000 in assistance
  • Forgivable over 5 years
  • Works with FHA, VA, USDA
  • First-time & repeat buyers
County Program

Broward County Bond Program

  • Down payment & closing cost help
  • Below-market interest rates
  • Income limits apply
  • Homebuyer education required
County Program

Miami-Dade County Programs

  • Multiple program options
  • Deferred second mortgages
  • Grants available
  • Various income levels
State Program

Hometown Heroes

  • For community workers
  • Teachers, nurses, police
  • Up to 5% of loan amount
  • Lower interest rates

Additional Options

Other ways to reduce or eliminate your down payment requirement.

Gift Funds

Family members can gift money for your down payment with proper documentation.

Employer Programs

Some employers offer homebuying assistance as an employee benefit.

VA Loans

Veterans may qualify for zero down payment through VA loans.

USDA Loans

100% financing available in eligible rural and suburban areas.

How We Help You

Navigating DPA programs can be confusing. That's where we come in.

Eligibility Check

We review your situation and identify programs you may qualify for.

Application Help

We guide you through the application process and required documentation.

Coordination

We work with program administrators to ensure smooth processing.